Malta vs Portugal Cost of Living: Complete Comparison 2026

When comparing the cost of living in Malta and Portugal, it's important to understand various aspects such as housing, food, transportation, healthcare, and lifestyle. Both countries offer unique experiences for expats and digital nomads, but their expenses can vary significantly.

Housing and Accommodation Costs

Rent Prices in Malta

Renting in Malta can vary greatly depending on the location. In popular areas like Valletta and Sliema, prices tend to be higher. Here's an overview of average monthly rent:

Rent Prices in Portugal

In Portugal, rent prices also depend on the city. Lisbon and Porto are the most expensive, while smaller towns are more affordable:

Comparing Utilities and Internet Costs

When it comes to utilities and internet, both countries have similar costs:

Grocery and Dining Expenses

Supermarket Prices in Malta

In Malta, grocery prices can be a bit higher compared to Portugal. Here are some average prices for common items:

Overall, the cost of groceries in Malta is about 14% more expensive than in Portugal.

Eating Out in Portugal

Dining out in Portugal is generally more affordable:

• A meal at a mid-range restaurant: €15-€25
• Fast food combo: €7-€10
• Coffee: €1.50-€2.50

Cost of Local Produce and Imported Goods

• Local fruits (like oranges and lemons) are usually cheaper in Malta
• Imported snacks and drinks can cost more in Malta than in Portugal
• Overall, local produce is more affordable, while imported items can be costly

Transportation and Travel Costs

Public Transportation in Malta

Public transport in Malta is quite affordable. The bus system is the main way to get around, and it covers most areas:

• Buses run frequently, especially during peak hours
• A single ticket costs around €1.50
• Monthly pass is about €26
• The buses are generally clean and well-maintained

Car Rentals and Fuel Prices in Portugal

Renting a car in Portugal can be a good option for exploring the country:

• Daily rental rates start at around €30
• Fuel prices are approximately €1.60 per liter
• Parking can be tricky in cities, so plan ahead

Comparing Airfare and Travel Expenses

Healthcare and Insurance

Healthcare Services in Malta

Malta has a good healthcare system that offers both public and private services. The public healthcare is free for residents, but many choose private care for shorter wait times and better facilities. The quality of care is generally high, and many doctors speak English.

Health Insurance Options in Portugal

In Portugal, health insurance is important for accessing private healthcare. The average cost for private health insurance is about €400 annually. For a more comprehensive plan, it could cost around €1,000 annually.

Cost of Medical Treatments and Prescriptions

Leisure and Entertainment

Cost of Recreational Activities in Malta

In Malta, recreational activities can be quite affordable:

• Cinema tickets: Approximately €8-€10
• Gym membership: Around €30-€50 per month
• Outdoor activities: Many parks and beaches are free to access

Nightlife and Dining in Portugal

Portugal offers a lively nightlife and dining scene:

• Dinner at a restaurant: €15-€25 per person
• Drinks at a bar: €3-€5 for beer or wine
• Clubbing entry fees: Usually around €10-€20

Cultural Events and Festivals

Portugal is known for its rich culture and festivals:

• Carnival: A lively celebration with parades and music
• Festa de São João: A unique festival in Porto with fireworks and street parties
• Fado Nights: Experience traditional music in local taverns

Education and Childcare

Schooling Options in Malta

In Malta, education is compulsory for children between the ages of 5 and 16. The country offers a mix of public and private schools:

• Public schools are funded by the government and free
• Private schools can cost between €3,000 to €10,000 per year
• International schools are also available, often with higher fees

Childcare Costs in Portugal

When it comes to childcare, Portugal offers various options:

• Public daycare starts around €200 per month
• Private daycare: €500-€700 per month
• Nanny services: €10-€15 per hour

Comparing Higher Education Expenses

Work and Business Environment

Coworking Spaces in Malta

Malta has become a popular spot for remote workers and digital nomads. The coworking spaces are modern and well-equipped. Some of the best options include The Hub, Spaces, and The Office—all offering great networking opportunities and flexible plans.

Business Opportunities in Portugal

Portugal is also a great place for entrepreneurs. The country has a growing startup scene and offers various incentives for new businesses, including tax benefits for startups and access to EU markets.

Cost of Setting Up a Business

Lifestyle and Miscellaneous Expenses

Fitness and Wellness Costs in Malta

• Gym Membership: Around €30-€50 per month
• Yoga Classes: Approximately €10-€15 per session
• Personal Training: About €40-€60 per hour

Shopping and Fashion in Portugal

Miscellaneous Personal Expenses

• Entertainment: Movies and events can cost around €10-€15
• Internet: Monthly plans are about €30-€40
• Mobile Phone: Average costs are around €20-€30 per month

Final Thoughts

In the end, when comparing the cost of living in Malta and Portugal, both places have their own pros and cons. Malta might be a bit more expensive in some areas, especially when it comes to housing and eating out. On the other hand, Portugal offers a wider range of prices, making it easier to find something that fits your budget.

Both countries have beautiful sights and friendly people, so it really depends on what you want. If you're looking for a sunny island vibe with English widely spoken, Malta is great. But if you prefer a mix of city life and nature with lower overall costs, Portugal could be the better choice.

For more comparisons, check out our detailed guides on Malta vs Portugal for Digital Nomads and Malta vs Spain Comparison.